Semi-trucks can cause some of the most devastating injuries of all, and your losses are likely to be great. Your injuries could have you in the hospital for a long while, followed by months of treatments and physical therapy. Your medical costs could shatter your financial world all on their own, and those aren’t even the only losses you’ll face.
In addition to medical costs, you will surely be missing time from work, you may require mental health treatment to deal with the trauma from your accident and injuries, and your accident may cause many other financial costs, such as modifications to your home if you’re in a wheelchair, or transportation expenses.
Can You File a Claim for a Truck Crash in New York?
When your truck crash was caused by the trucker or another negligent party, and not by you, you have a right to file a claim seeking damages. Damages are monetary compensation for your financial and non-financial losses.
Filing a claim can be tough, and many people will hire a New York semi-truck accident lawyer to assist them with the process. The basic steps for filing a claim are outlined for you below.
Investigation – The first step in a truck crash case is to investigate your accident and find out what or who caused the crash and who’s liable. This step involves gathering evidence, such as police reports, crash scene expert statements, witness statements, physical evidence, and medical evidence. Once you’ve put together a good case you can file the paperwork.
Filing Claim Paperwork – When you “file a claim” seeking damages, you will often file the claim with an insurance company. This step is an alternative to filing a lawsuit in court, which is an option open to you if the insurance company doesn’t agree to pay you fairly. Once you present your case to the insurer, you will be in negotiations with them in an effort to reach a fair settlement for all your losses.
Obtaining Compensation – With any luck, the insurance company will offer you a reasonable amount of compensation for the accident, your injuries, and your financial and non-financial losses. If they don’t though, you can always take your case to trial and pursue compensation that way. The good news is that most personal injury claims will settle outside of court.
Trial – If you do have to take your case to trial to get the money that’s owed to you for a big rig crash that you didn’t cause, the process is fairly straightforward. You (or your lawyer) will present your case and your evidence, and demonstrate why you deserve compensation from the party that harmed you.